MLO-Path to Home Ownership
Annapolis, MD 
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Posted 17 days ago
Job Description
Description

About Us
Capital Bank Home Loans, a division of Capital Bank N.A., is a premier nationwide mortgage lender. We deliver over $1BLN in new mortgage originations annually with a 50 state platform, in house underwriting and closing, and excellent pricing and products. We invested in digitizing our online mortgage application process to help expedite home buying or refinancing for our customers.

For the forth year in a row, American Banker named Capital Bank one of the "Best Banks to Work For" in the U.S. Many top ranked mortgage lenders have joined Capital Bank Home Loans and we are looking to grow the business further by bringing in branches or independent originators.

Position Description
We are currently hiring experienced Mortgage Loan Originators (MLO) with Consumer Direct experience. The Mortgage Loan Originator performs a wide range of duties related to the origination of residential mortgage loans while providing excellent customer service and effectively managing the pipeline.

Position Responsibilities

  • Making outbound and receiving inbound calls for company generated leads.
  • Originate loan applications ensuring correct pricing, fulfillment of investor guidelines, compliance with federal and state banking credit, and non-discrimination regulations.
  • Assist the processor in securing needed documentation as required for loan approval.
  • Constantly review investor guidelines, in order to remain current with agency (FNMA, FHLMC, GNMA, MHF) and individual investor guidelines.
  • Maintain high levels of customer service while managing each applicant's and support staffs expectations.

Minimum Education & Experience

  • A minimum of 3 years' work experience originating residential mortgages.
  • Experience in originating loans for sale to FNMA, FHLMC, GNMA and/or CDA preferred.

Technical Knowledge and Skills

  • Experience using a mortgage loan management system is required; Encompass experience highly preferred.
  • Strong interpersonal, communication and customer service skills.
  • Proficient in Microsoft Office Suite including Word, Excel, PowerPoint, and Outlook.

Additional Details

  • This opportunity work environment with be in our Annapolis, MD office.


Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.



Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

We’re looking for talented individuals who can be creative at finding the right solution for our customers and our employees. Capital Bank is an Equal Opportunity Employer and is committed to hiring well qualified people without discrimination because of race, color, religion, national origin, sex, age, veteran status, disability, sexual orientation or gender identity.


 

Job Summary
Company
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Experience
3+ years
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