At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, play and work here. Recently recognized as one of theDenver Posts Top Workplaces for 2022. Vectra Bank Colorado offers our customers, and our employees, the best of both worlds: a broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively to shape custom financial solutions for those raising a family or creating the next great local business. We are passionate about our business, and we are passionate about success.

At Vectra, we're committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships - not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline:Big Enough to Count / Small Enough to Care.

With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community.At Vectra Bank, the possibilities are endless - come for a job, stay for a career.

We are looking for a seasonedMortgage LenderinDenver, CO. This role manages and coordinates activities of residential construction and mortgage lenders and staff.

The ideal candidate will have the skills and experience necessary to:

• Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches
• Ensure compliance with regulatory guidelines in the performance of loan originator duties
• Interviews potential applicants to develop information concerning their needs, desires and other information.; obtains and review pertinent financial and credit data
• Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software
• Ensures any re-disclosures are made timely
• May order appraisals through our systems, arrange for title search and obtain necessary documents
• Responsible to communicate with the customer throughout the process and work with processors through closing
• Originates residential home loans
• Keeps informed of trends and developments in the local real estate market, and changing rules and regulations pertaining to mortgages
• Develops and maintains internal relationships to drive cross-sell opportunities for other bank products
• Other duties as assigned

Qualifications:

• Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements
• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations
• Ability to successfully solicit loans
• Good problem solving skills
• Ability to work independently
• Strong interpersonal skills
• Demonstrated ability to handle multiple priorities
• Strong verbal and written communication skills
• Ability to work effectively in high pressure environment
• Ability to work with various types of computer software, including mortgage specific software

Benefits:

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

This position is eligible to earn a base hourly rate of minimum wage plus commission. Commissions of 30-75 basis points per financed loan depending on loan type and customer qualifications.